*Limited Time Fixed Long-Term Rate Reduction 5.375% / 6.174% APR (“Promotion”) valid on new home contracts entered as of 1/1/26-3/31/26 (“Promotion Period”) on all select eligible Neal Communities townhomes (each, an “Eligible Home”) The advertised annual percentage rate (“APR”) of 6.174% is calculated using seller incentives and is based on an FHA 30-Year fixed rate mortgage with a Total Purchase Price of $375,000 and a loan amount of $368,207, 3.50% down payment and 640 median credit score.
Advertised estimated monthly payment includes principal and interest, mortgage insurance premium, estimated property taxes, hazard insurance premium and CDD fees. Monthly HOA dues paid separately based on the HOA’s then current assessments and are not included in the advertised payment. Neal Communities has secured, through Neal Communities Funding, LLC. (“Affiliated Lender”), a pool of funds that may be utilized to reduce interest rate by 1% based upon current market rates posted daily on
www.mortgagenewsdaily.com and is available for a limited time or until pool of funds is depleted. Buyer must reserve funds as of the Purchase Agreement Date and may elect to secure rate at any time during construction. Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the Incentive Addendum to the Purchase Agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program
guidelines. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.nealcommunities/finance-your-home prior to submitting offer to
qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing
Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Neal Communities Funding, LLC. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Other restrictions may apply. Not all Borrowers will qualify. Services not available in all states. Neal Communities Funding, LLC, NMLS #1378794, 495 N Keller RD, Ste 550B, Maitland, FL 32751, Licensed locations: | FL #MLD1250 | www.nmlsconsumeraccess.org
Since inception in Southwest Florida over 55 years ago, Neal Communities has formed its reputation on building quality new homes and providing home buyers with innovative floor plans, a long list of choices to personalize their new home, and inspired service from a financially stable, highly-awarded, privately-held, new home builder. As an experienced, family-owned, home builder and developer, Neal Communities has built over 24,500 new homes in Southwest Florida neighborhoods spanning cities including: Bradenton, Parrish, Lakewood Ranch, Sarasota, Venice, Englewood, Port Charlotte, Fort Myers and Naples. A Neal Communities guiding principle is to improve lives through beautiful communities, superior homes and lasting customer relationships. Photographs, videos and matterport used on this site are for demonstrative, illustrative purposes only, actual homes may vary. ©2026 Neal Communities, Lakewood Ranch, Florida. All rights reserved. License#: CBC 1256375 Terms of Use & Privacy Policy
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